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Listen "3 Silent Wealth Killers Hiding in Fine Print | Tess Waresmith"
Episode Synopsis
And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, What Accounts do I Actually Need?
Tess Waresmith is a financial educator, speaker, and investor known for helping people reach financial independence with simple investing. She’s the founder of Wealth With Tess, where she helps women build wealth and confidence through investing. Tess has been featured by CNBC, Business Insider, and Fox 5 NY, and is a self-made millionaire focused on helping others avoid the mistakes that cost her… well let’s not go there.
📚 What We Discuss with Tess Waresmith:
🔍 03:15 — Early mistakes and financial wake-up calls — who should handle your money? 💸 06:40 — Millions lost in fees — how hidden costs quietly eat your future 📈 08:15 — “It’s not that hard” — building confidence by learning the basics 🧠 10:00 — Asset allocation 101 — understanding fiduciary duty and financial jargon 🧾 13:00 — Learned money scripts and access to real financial literacy ⚖️ 15:00 — Avoiding absolutes — why personal finance isn’t one-size-fits-all ⏳ 17:20 — The time investment of investing — and why it’s worth it 🚫 20:00 — Breaking up with your advisor — navigating the money manager minefield 🚩 25:55 — Red flags in your fees — questions to ask and answers to expect 🤫 29:00 — Your ignorance is someone’s profit — staying sharp in a noisy market 🎓 30:30 — $50K of financial education in 4 minutes — a crash course curriculum ⚡ 35:30 — Lightning round! — quickfire investing truths and final thoughts
💡 What You’ll Walk Away With
How to spot hidden fees that quietly drain your portfolio
The confidence to make financial decisions without outsourcing everything
What to ask before trusting someone with your money
A basic framework for asset allocation and fiduciary responsibility
Why there's no single “right” way to invest
Tools for becoming an informed investor, even if you’re starting from scratch
🧾 Resources
Tess’s website: www.wealthwithtess.com
Financial independence mini-course: www.wealthwithtess.com/fi
Follow Tess on Instagram: @wealthwithtess
Featured on:
CNBC
Business Insider
Fox 5 NY
If you're still game to support the show, leaving a quick review really helps — even one sentence goes a long way.
You can also join thousands of other investing-minded folks by subscribing to the newsletter: one practical idea, once a week, zero fluff — www.tylergardner.com/newsletters.
Check out episode 23 with Bill Perkins — a hedge fund manager and author of Die With Zero, who explains why the best return on investment might be spending your money now on experiences that
Tess Waresmith is a financial educator, speaker, and investor known for helping people reach financial independence with simple investing. She’s the founder of Wealth With Tess, where she helps women build wealth and confidence through investing. Tess has been featured by CNBC, Business Insider, and Fox 5 NY, and is a self-made millionaire focused on helping others avoid the mistakes that cost her… well let’s not go there.
📚 What We Discuss with Tess Waresmith:
🔍 03:15 — Early mistakes and financial wake-up calls — who should handle your money? 💸 06:40 — Millions lost in fees — how hidden costs quietly eat your future 📈 08:15 — “It’s not that hard” — building confidence by learning the basics 🧠 10:00 — Asset allocation 101 — understanding fiduciary duty and financial jargon 🧾 13:00 — Learned money scripts and access to real financial literacy ⚖️ 15:00 — Avoiding absolutes — why personal finance isn’t one-size-fits-all ⏳ 17:20 — The time investment of investing — and why it’s worth it 🚫 20:00 — Breaking up with your advisor — navigating the money manager minefield 🚩 25:55 — Red flags in your fees — questions to ask and answers to expect 🤫 29:00 — Your ignorance is someone’s profit — staying sharp in a noisy market 🎓 30:30 — $50K of financial education in 4 minutes — a crash course curriculum ⚡ 35:30 — Lightning round! — quickfire investing truths and final thoughts
💡 What You’ll Walk Away With
How to spot hidden fees that quietly drain your portfolio
The confidence to make financial decisions without outsourcing everything
What to ask before trusting someone with your money
A basic framework for asset allocation and fiduciary responsibility
Why there's no single “right” way to invest
Tools for becoming an informed investor, even if you’re starting from scratch
🧾 Resources
Tess’s website: www.wealthwithtess.com
Financial independence mini-course: www.wealthwithtess.com/fi
Follow Tess on Instagram: @wealthwithtess
Featured on:
CNBC
Business Insider
Fox 5 NY
If you're still game to support the show, leaving a quick review really helps — even one sentence goes a long way.
You can also join thousands of other investing-minded folks by subscribing to the newsletter: one practical idea, once a week, zero fluff — www.tylergardner.com/newsletters.
Check out episode 23 with Bill Perkins — a hedge fund manager and author of Die With Zero, who explains why the best return on investment might be spending your money now on experiences that
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