In this episode of Women Talking Money, host Gretchen Betts chats with Kathy Griffiths, a regional counsellor and founder of the Blackwood Wellbeing Centre. They discuss the power of open money conversations, how early money memories shape financial behaviours, and Kathy's journey from a secure teaching career to self-employment. Kathy shares valuable insights on budgeting, financial independence, and the role of parenting in teaching financial literacy. In this conversation, Kathy and Gretchen discuss: The importance of open discussions about money and its impact on financial behaviours. Early money memories shape how we manage finances throughout life. Financial independence requires learning, adaptation, and budgeting skills. Parenting plays a vital role in teaching financial literacy to the next generation. Self-employment demands a unique approach to financial planning and budgeting. Women can take control of their financial futures and build wealth steadily.   Follow Kathy: On Instagram: @Blackwoodwellbeingcentre   Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - https://podcasts.apple.com/gb/podcast/women-talking-money/id1726916648 Watch the Episodes on YouTube – https://www.youtube.com/@Women-Talking-Money

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