Life insurance can be intimidating for a lot of reasons but it has changed a lot over the years. On today’s episode, we are going to explore some important reasons you may want to consider life insurance and what factors you should consider when making this important decision. If you have a family, you really need to consider income replacement. Donna herself, was able to raise her family and send them to college because of life insurance after she unexpectedly became a widow. If you are closer to retirement if you were to pass, how would that impact your spouse's plan? Join us today as we explore 7 important things you should think about if you are considering life insurance.   Check out Donna’s new book coming out soon: https://www.widow-wisdom.com/   What we discuss today:  1:16 – Income replacement 6:06 – Estate liquidity 7:07 – Locking in premiums 8:35 – Transferring family wealth 9:23 – Succession in business 10:25 – Tax-free income 12:41 – The right professionals and tools 14:17 – Long term care coverage   Get additional financial information: https://sephtonfinancial.com/podcasts/

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