David Yakobovitch spoke to Ryan Conway, SVP, Head of Business Development & Strategic Partnerships at Oxygen about how Oxygen improves banking for SMEs.Here is what they covered:FinTech evolutionFintech industry trends Predictions for fintechs and traditional bankingFinTech 1.0 - unbundlingFinTech 2.0 - rebundle multiple productsFinTech 3.0 (smart money/ AI)CryptoSME bankingNow more than ever, the importance of banking for small businessesBanking for small businesses Oxygen recently announced a partnership with Fundera (Nerd Wallet) to help small businesses and self-employed people who were largely left out of the 1st PPP roundCOVID-19 and bankingHow COVID has changed bankingDigital banking is here to stay and traditional banks have to be prepared to handle all aspects of their business through digital channelsCOVID-19 has also been the biggest digital acquisition driver and many customers are finally embracing their digital tools, but fintechs have re-examined ways to drive every account process to be more efficient and user friendlyBrand equityCreating and maintaining brand equity Ex: Robinhood/ GameStop stock situationOxygen's journey Oxygen’s milestonesSeries APeek of products- segmenting of cards, the elevation of the brand, additional features Best way to reach out

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