Safe Harbor Isn't a Strategy

01/01/2026 13 min Temporada 2 Episodio 25
Safe Harbor Isn't a Strategy

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Episode Synopsis

Think you're playing it safe by paying 100% of last year's tax bill?You might be, but only for now.Many business owners assume “Safe Harbor” payments mean no tax surprises come April. But if your income changed (even slightly) last year’s numbers could leave you overpaying or worse, massively underpaying what you actually owe.In this episode of Unfiltered Profit, Caitlynn and Seanna break down the real rules behind Safe Harbor estimates, why they might be misleading, and when it’s time to switch to a personalized tax strategy.BY THE TIME YOU FINISH LISTENING, YOU’LL DISCOVER:✅ Why Safe Harbor is often the easy button—but not always the smart one✅ How inconsistent income (bonuses, stock options, or seasonal work) can wreck your tax plan✅ What to do right now if you want to avoid a surprise bill in AprilThis is your Q4 wake-up call. If you want to keep more of what you earn—and stop overpaying Uncle Sam—don’t miss this one. RESOURCES + LINKSWork with Prospera: HEREFOLLOW + CONNECT Connect with Prospera: Website | Instagram | FacebookLiked this episode? Share it on social and tag me @justprosperaLove the show? Leave a 5-star review and let me know!