What is the actual risk of running out of money if you start retirement when the market crashes? This is a question on the minds of many retirees. Especially because a lot of financial advisors talk about "Sequence of Returns Risk". But worrying about this can lead to worse results for many retirees, as well as inferior portfolios, lower returns and a less reliable retirement. In my latest podcast episode I'm going to debunk the "Sequence of Returns Risk" and give you solutions, including a dynamic spending rule that I give my clients.  Listen to find out: What is "Sequence of Returns Risk"? What solutions are typically recommended? What is the actual risk of running out of money with a bad sequence of returns? Do the typical solutions work? Why don't the typical solutions work? How can you get the maximum reliable retirement income? What should you do if your risk tolerance is lower? What is "Your Personal Rule" for you to use instead of the "4% Rule"? What solution to "Sequence of Returns Risk" actually works? What dynamic spending rules are suggested by actuaries & advisors? What is Ed's dynamic spending rule? How is it customized for you?

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