ZARZA We are Zarza, the prestigious firm behind major projects in information technology.
Listen "A Practical Guide to the 4% Rule"
Episode Synopsis
In this episode, we explore the 4% rule for retirement withdrawals, discussing its origins, applications, and limitations. We delve into the importance of considering individual circumstances, market conditions, and the ability to adjust withdrawal rates over time. We also discuss the challenges of unsustainable withdrawal rates and the balance between sustaining one's lifestyle and leaving money to heirs. Throughout the conversation, we stress the importance of financial planning that goes beyond simple calculations, taking into account real-world factors and personal goals. We conclude by highlighting the need for flexibility and ongoing adjustment in retirement planning, using both quantitative analysis and practical considerations to guide decision-making.
We hope you enjoy the discussion.
SEE LATEST EPISODES
https://excessreturnspod.com
FIND OUT MORE ABOUT VALIDEA CAPITAL
https://www.valideacapital.com
FIND OUT MORE ABOUT SUNPOINTE INVESTMENTS
https://sunpointeinvestments.com/
FOLLOW JACK
Twitter: https://twitter.com/practicalquant
LinkedIn: https://www.linkedin.com/in/jack-forehand-8015094
FOLLOW JUSTIN
Twitter: https://twitter.com/jjcarbonneau
LinkedIn: https://www.linkedin.com/in/jcarbonneau
FOLLOW MATT
Twitter: https://twitter.com/cultishcreative
LinkedIn: https://www.linkedin.com/in/matt-zeigler-a58a0a60/
We hope you enjoy the discussion.
SEE LATEST EPISODES
https://excessreturnspod.com
FIND OUT MORE ABOUT VALIDEA CAPITAL
https://www.valideacapital.com
FIND OUT MORE ABOUT SUNPOINTE INVESTMENTS
https://sunpointeinvestments.com/
FOLLOW JACK
Twitter: https://twitter.com/practicalquant
LinkedIn: https://www.linkedin.com/in/jack-forehand-8015094
FOLLOW JUSTIN
Twitter: https://twitter.com/jjcarbonneau
LinkedIn: https://www.linkedin.com/in/jcarbonneau
FOLLOW MATT
Twitter: https://twitter.com/cultishcreative
LinkedIn: https://www.linkedin.com/in/matt-zeigler-a58a0a60/
More episodes of the podcast Two Quants and a Financial Planner
The Fourth Turning is Here. But It Isn’t What You Think | Practical Lessons from Neil Howe
14/07/2025
QE Myths. Free Trade Lies. Fatal Mistakes | 12 Great Investors Share Their Most Unpopular Beliefs
30/06/2025
20,000 Watched in Silence. Then Buffett Dropped the Bombshell. | What It Means for Berkshire
09/06/2025
The Great Distortion: The Hidden Impact of Passive Investing | Practical Lessons from Mike Green
26/05/2025
In God we trust