Will you get a Part B late enrollment penalty? How about a penalty related to prescription drug coverage... How do you figure it out? In this show, we'll walk through the various Medicare penalties and how you can take steps to avoid them. Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states:  AZ, CA, FL,  IL, IN, KY, MI, MD, NC, OH, PA, SC, TX  If we do NOT work in your state, we can refer to agents that we know, like & trust across the country. Fill out the form linked to our map. Check out our website at  https://gmedicareteam.com/Also, see our additional educational content over on our YouTube ChannelYou can also connect with and learn more on TikTok and our private Facebook Group and while you're at it, check out our Google Reviews!  And, please get added to our mailing list so that we can remain in touch with you.Some helpful links:  Part B Penalty going away at age 65Part D Penalty going away at age 65 and when getting LIS (page 23 talks about LIS and page 25 talks about T 65 after having disabilityPart D maximum penalty going back to 2006CMS info about the first IEP in 2006Information about “Equitable Relief”Part D Penalty AppealPart A Penalty InformationGetting free Part A based on spouses work history 

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