What if your retirement plan is missing the one thing that could secure your future? In this episode of The Retirement Playbook, Granger Hughes breaks down the shifting realities of retirement planning—from rising national debt and tax uncertainty to the future of Social Security. With decades of coaching experience, Rick brings his playbook to the financial field, helping listeners navigate Roth conversions, income strategies, and market volatility. Whether you're five years from retirement or already there, this episode offers a grounded, educational look at how to build income for life—and lifestyle. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/  See omnystudio.com/listener for privacy information.

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