Hey Rainmakers! Stephen here, and today we're tackling a topic that hits close to home for so many of us—debt and breaking free from its grip. In this episode, I'm joined by the incredible Jeremy Krulikowski, a debt expert, to talk about practical strategies for freeing yourself from financial strongholds. Whether you're drowning in debt or just want to make smarter financial moves, this episode is packed with actionable insights that could change everything. We kick things off by diving into some shocking stats on debt in America—credit card debt, personal loans, delinquencies, you name it. Jeremy breaks down the hard numbers, giving a real picture of the debt crisis we're facing. But here's the thing: you don't have to stay stuck. If you're in debt, you're not alone, and there's a way out. Jeremy shares his personal story of how he struggled with money anxiety after his father's passing and how his journey led him to create a system that helps people negotiate their debt—saving them up to 50% on what they owe. Jeremy's approach isn't just about cutting back—he's all about supercharging your income and finding smarter ways to handle your money. He introduces his CROSS framework for becoming debt-free, starting with negotiating your debt down (yes, it's possible to cut your credit card debt in half!). But it doesn't stop there. We also talk about addressing the root causes of financial struggles—mindset shifts, limiting beliefs, and emotional triggers that can prevent you from taking control of your finances. If you've ever felt like you were working hard but never getting ahead, this episode is for you. Jeremy's advice is straightforward, empowering, and easy to implement, so you can start building wealth, not just paying off debt. It's time to break free from financial stress and start building the life you deserve! Links for this episode: https://kingdomdebtsolutions.com/secrets?am_id=stephen953 Connect with us: ► Rainmaker Instagram: @therainmakerfamily ► Chelsey Instagram: @chels_diaz ► Stephen Instagram: @steezdiaz ► TikTok: @therainmakerfamily ► Facebook: @diazfamilylegacy ► Website: therainmakerfamily.com   Join Our Next Rainmaker Challenge - How To Make Passive Income From Home: https://therainmakerchallenge.com Save On Our Favorite Things: https://rainmakerfamily.com/deals Watch The Million Dollar Mama Case Study: https://www.makeitrainmomma.com/casestudy   Episode Minute by Minute:  0:00 - Introduction: Getting Real About Debt 1:00 - Shocking Stats on Debt in America 5:00 - Understanding Unsecured Debt and Debt Negotiation 7:30 - Breaking the Stigma Around Financial Struggles 10:00 - The Importance of Supercharging Your Income 14:00 - CROSS Framework for Getting Debt-Free 20:00 - The Power of Root Cause Healing for Financial Freedom 27:00 - Optimizing Your Money and Budgeting Smarter 33:00 - Supercharging Your Earnings Through Business and Career Growth 36:00 - Sustainable Investing: Making Your Money Work for You 38:00 - Final Thoughts and Next Steps

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