In this episode, I sit down with Joe Pantozzi to expose how the financial system is designed to favor the banks—and how even smart, hardworking people often end up playing by rules that were never meant to help them win. We dive into the hidden costs of toxic debt, the illusion of "good credit," and the subtle traps that drain your wealth without you realizing it. This conversation is all about clarity—so you can stop leaking money and start taking control. I also share how truly successful investors think differently, and why the smartest thing you can do right now may be to completely reorder your financial priorities. If you're serious about making your money work harder for you and your family, this episode is a game-changer.   Highlights   How to recognize and dismantle wealth transfer systems [01:18] The truth about how Visa and MasterCard generate billions [05:13] Why now is the perfect time to rethink your financial strategy [07:21] The real question: Is it really about rate of return? [10:04] How to identify and eliminate toxic debt [14:59] Are you forcing new ideas into outdated financial beliefs? [16:12] How to turn financial obstacles into long-term opportunity [19:54] The steps to build a foundation that never moves backwards [22:05] Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - [email protected]  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Connect with Joe Pantozzi [email protected]  https://www.linkedin.com/in/joe-pantozzi-941a073/  https://alphaomegawealth.com/  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS  

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