Some highlights from Episode 3:Tom:"I tell people long-term care insurance isn't about you it's about your family.""The research that I read is very positive on annuities I cannot find I cannot find a PhD who has studied retirement that is negative on annuities." "So it's about blending it properly using the right club at the right time and the right product at the right time."Learn More About Schiff Executive Benefits:https://schiffbenefits.com/Full Video Episode:https://schiffbenefits.com/retire-happy-regardless-of-your-age/Learn More About Tom Hegna:https://tomhegna.com/

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