Think a seven-figure 401(k) means you’re set? Not so fast. Parker lays out why retirement success is about replacing your paycheck—using savings, Social Security, and smart tax planning—not hitting a magic balance. We unpack the age-67 milestone, couples’ “two-lives” problem, and buffers that tame sequence-of-returns risk. Then: ETF vs mutual fund (fees & liquidity), annuity reality vs myths, why “cash is king” can quietly lose to inflation, and how to approach Roth conversions. We also cover the 10-year withdrawal rule for inherited IRAs. Case study: turning $1.3M into durable income without white-knuckle risk. Want your own plan? Visit Parker Holland Show to learn more. Call 877-359-1979 or text “Parker” to 600-700. Free resources: Retirement Help Center on YouTube.See omnystudio.com/listener for privacy information.

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