David discusses retirement accounts, specifically focusing on the 401k. He explains how a 401k works, the benefits of contributing to one, and the different ways to withdraw from it.   David makes the distinction between a traditional 401k and a Roth 401k, as well as the importance of tax planning in retirement. The conversation emphasizes the need to consider taxes when making investment and distribution decisions, as they can significantly impact retirement income.See omnystudio.com/listener for privacy information.

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