Ep. 132 - Nick Gerhart

21/04/2025 31 min
Ep. 132 - Nick Gerhart

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Episode Synopsis

In this episode of The Federal Newswire Lunch Hour, host Andrew Langer sits down with Nick Gerhart, COO and incoming CEO of Homesteaders Life Company. A former Iowa Insurance Commissioner and longtime advocate for innovation in insurance, Nick shares hard-earned insights on why insurance must evolve to meet the needs of modern consumers—especially in the complex world of health care.They dive into:- The necessity of innovation in a highly regulated industry- Why health insurance functions differently than traditional insurance- How AI and data could radically improve preventative care- The promise and pitfalls of interstate competition- Cross-state licensing as a key to solving provider shortages- How bureaucracy, cost, and provider networks block new entrantsThis is a must-watch conversation for anyone interested in the future of health policy, competition, and the economic forces shaping our $5 trillion healthcare industry.Watch Full-Length Episodes: https://www.youtube.com/@Lunchhour_FNW