Is it ever ok to splurge, like when I get a sudden infusion of cash?  Splurge, no - but indulge, or enjoy a luxury? Yes - if you make sure to do three things first, and in this episode I'll tell you what those three critical things are in order for an indulgence or two to work with your financial plan.  For real - the Proverbs 31 woman enjoys luxe things in her home. How, you ask? You'll have to listen to find out.  Plus, for those of us pinching our pennies - I share 10 ways to enjoy luxury for free - or almost free!  Send a question: [email protected] www.katihyer.com twitter.com/katihyer instagram.com/hey_katihyer

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