Many retirees are facing painful premium increases on traditional long-term care insurance, leaving them wondering if they should keep, cancel, or replace their policy. We’re joined again by long-term care expert Alecia Barnette, who explains why these increases are happening and introduces a modern alternative. You’ll learn how these plans provide flexibility, guarantees, and even a death benefit, giving you more control and peace of mind for future care needs.Here’s some of what we discuss in this episode:💸 Premium Increases: why older long-term care policies are becoming so expensive💰 Policy Challenges: what to do if you can’t afford rising premiums🏦 Asset-Based Care: how new policies combine protection and ownership🧾 Exit Strategies: avoiding “use it or lose it” coverage___________________________________________Connect with Gray Hurst Wealth Advisors 📌 Our website: https://ghwealthadvisors.com/ 📞Phone: (513) 984-5999 🗓 Schedule your no-cost consultation: https://ghwealthadvisors.com/contact-us/ 📚 Check out our other no-cost financial resources here: https://ghwealthadvisors.com/# 🎥Check us out on YouTube: https://www.youtube.com/channel/UCXCpq47Qa73uQZyYu4fcCAw 📌 Follow Us on Social Media 📍Facebook: https://www.facebook.com/TeamVictorGray 📍LinkedIn: https://www.linkedin.com/in/colinjhurst/

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