This week I’m joined by Michael Henderson, Founder of RiskBox Ltd, a man on a mission to help creative businesses understand what insurance they really need.Michael brings a refreshingly honest take on one of the more confusing of running a businesses. He shares real stories, practical guidance, and insights that could save your business time, money and headaches when things go wrong.🌟 Some of my favourite parts of our conversation include:✅ Legal must-haves vs. nice-to-haves: What’s actually required when starting out.✅ Overinsured or underinsured? Why many founders get this balance wrong.✅ Contracts and cover: How to handle insurance clauses in big client agreements.✅ Cyber and ransomware: What protection looks like in a digital-first world.✅ “Mitigation of loss”: The little-known insurance clause that could save you thousands.

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