What Happens After I File an Answer to My Debt Lawsuit?

29/07/2025 39 min
What Happens After I File an Answer to My Debt Lawsuit?

Listen "What Happens After I File an Answer to My Debt Lawsuit?"

Episode Synopsis

You've filed your Answer to block a default judgment—now what? In this episode of The Debt Hotline, Hannah from Team Solo breaks down what to expect after you respond to a debt collection lawsuit and answers real listener questions about the next steps in the legal process.Enter Solo's In-DEBT-ENDence Day Giveaway this July for a chance to win $4,700 to help pay off your debt: www.solosuit.com/giveaway?utm=podcastSued for debt? Visit https://www.solosuit.com/?utm=podcast to resolve it.In this week's episode of The Debt Hotline, you'll learn:What happens after filing your Answer (court hearings, discovery, settlement opportunities)How to handle motions for summary judgment and discovery requestsWhen to attempt settlement negotiations for the best resultsHow statute of limitations affects your case timingHannah tackles real listener questions about debt collection cases going silent for months, dealing with debt buyers, and handling discovery requests. She explains why filing your Answer is just the first step and that you'll need to stay proactive with court deadlines, respond to discovery requests, and consider settlement to avoid lengthy court battles.Key takeaway: Settlement leverage is often strongest right after filing your Answer, so don't wait until trial to negotiate. You can use tools like SoloSettle to resolve your debt digitally without stressful phone calls.To submit a question to The Debt Hotline, you can:Call 801-613-8181 and leave a voicemailFill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8Send an email to [email protected]