Lacey is a full-time accountant who has been married for nine years and they have floated in and out of being debt free, most recently a move in 2021, putting them back into debt. She lives and breathes numbers and spreadsheets professionally, but didn't find a budgeting system that stuck until trying the Debt Free Mom template. Lacey comes on today to talk about sinking funds, saving, setting aside money in advance and organizing bank accounts. If you'd like to be a guest on the show to talk with Carly about a money issue or share your story of taking charge of your home finances, go to dfmpodcast.com and fill out the guest application. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

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