In part two of our dialogue with David Hochberg, we confront the reality that is plaguing America. We are reaching 70% capacity on credit utilization. As Hochberg puts it, "We are running out of room to spend on stuff we don't need, with money we don't have." During this episode of the Crisis Cast, Lissa & Thom continue their conversation about the future of interest rates and the cycle of strategies for fiscal survival.   Plus, Hochberg gives us a lesson in "credit invisibility" – and why 47 million Americans now find themselves to be credit invisible.

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