Listen "Fintech vs Community Bank: Who Will Win?"
Episode Synopsis
Episode SummaryIn this episode, The Building Texas Show host Justin McKenzie sits down with Bryan Peckinpaugh, VP at Baker Hill, to explore the state of community banking in today’s tech-driven world. Bryan explains how Baker Hill, a 40-year-old fintech company, is helping banks and credit unions modernize while maintaining their critical role in local economies. They discuss the importance of personal banking relationships, the competition posed by fintech and neobanks, and how the right technology can free up bankers to act as strategic advisors rather than just transactional service providers.The conversation also touches on the challenges banks face, from regulatory hurdles to the pressure of competing with instant digital services. Bryan highlights Baker Hill’s efforts to bridge the gap with innovative lending solutions, AI-driven decision-making, and digital transformation strategies tailored to community financial institutions.Whether you’re a business owner, banker, or someone interested in the future of financial services, this episode sheds light on why the role of community banks is more important than ever.Show NotesEpisode Title: The Future of Community Banking: Fintech vs Community Bank: Who Will Win?Guest: Bryan Peckinpaugh – VP at Baker Hill, a leading provider of lending technology for financial institutions.Topics Covered: ✔️ The history and evolution of Baker Hill in fintech ✔️ Why community banks are vital to small businesses and local economies ✔️ Challenges community banks face in competing with fintech and big banks ✔️ The role of technology in modernizing lending and banking services ✔️ How AI and automation can help banks provide better customer service ✔️ The importance of building relationships with your banker before you need them ✔️ Upcoming events, including Baker Hill’s conference featuring Malcolm Gladwell🔗 Resources & Links:Learn more about Baker Hill: www.bakerhill.comBaker Hill Lending Conference (May 2025, San Diego): Prosper2025 San Diego 📌 Enjoying the podcast? Subscribe & leave a review!
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