"The Secret Power Within Your Mortgage" is a book by Daniel Amerman that argues that mortgages are an overlooked tool for managing financial risk, particularly in times of inflation. Amerman asserts that mortgages can act as a hedge, similar to how a business might hedge against market risks by investing in multiple assets with opposing risk profiles. The book explores the historical performance of mortgages during periods of high inflation, using case studies and illustrative scenarios to show how mortgages can generate substantial gains for homeowners during times of economic turmoil. Amerman also addresses potential concerns about affordability and speculation, highlighting the importance of carefully considering personal income, savings, and risk tolerance when employing a mortgage hedge strategy. The book concludes with a discussion of "Reality Hedges," a more sophisticated mortgage hedge strategy that involves investing in rental properties to generate consistent cash flow and further enhance protection against inflation.

Ver todos los episodios