Every now and then, I sit across someone who’s not just building a business… but rewriting the rules of an entire industry. Germain is one of those people.
At a time when African SMEs are still underserved, underbanked, and often invisible to traditional financial systems, he made a decision most wouldn’t dare: to build a neobank… for the overlooked.
In this conversation, Germain shares the truth behind building Zazu — a fintech platform designed to give African entrepreneurs the financial infrastructure they’ve been denied for decades. He opens up about failure, the mental toll of startup life, what no one tells you about raising capital, and why simplicity, not complexity, is the future of banking on the continent.
This isn’t a conversation about hype. It’s about hardship. About vision. About how one founder is putting African SMEs on the financial map — one transaction at a time.
This is Germain. And this is The Ambition Diaries.

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