Join Nikita for a conversation with 3rd Decade Alumni, Kyle Mittan, on a discussion around his history with budgeting (or lack thereof) and how he became the diligent budgeter that he is today. We hope if you've been procrastinating on using a budget that this episode inspires you to get started. Some resources if you're interested in YNAB include:YNAB's YouTube ChannelThe "Get Started" PlaylistTheir Guide to Using YNAB on a Bi-Monthly Pay ScheduleTheir Guide on Sinking FundsTheir Guide on Managing Fluctuating ExpensesYNAB also offers a great selection of written guides, organized by topic, that anyone can use for free regardless of their subscription status. 

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