Rachel Durci, financial wellness coach and owner of Effortless Budgeting, shares her personal journey with finances that motivated her to make a change. In doing so, she realized how uncomfortable and stress inducing money conversations and budgeting can be. She supports clients in building financial confidence and saying "no" to debt crises.

[00:04:45] Stress and anxiety around money
[00:13:27] Lack of communication around money
[00:14:25] Starting conversations about money
[00:17:43] Silly self-imposed boundaries
[00:25:41] Creating a budget spreadsheet
[00:28:08] Budgeting and financial picture
[00:30:39] Tracking your spending
[00:35:18] Using debt as a tool
[00:37:21] Breaking down debt payments
[00:43:10] Reminding yourself of your "why"

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