Budgeting is often dismissed as a dull subject, yet it holds the key to achieving your financial dreams. We dive into the core elements of budgeting in this episode, emphasizing that understanding your income and expenses is the foundation for financial stability. We'll explore various strategies for tracking spending, whether through traditional methods or using technology to gain insights into your financial habits.You’ll hear practical advice on categorizing expenditures and identifying areas where you could cut back. We'll discuss how even small changes can lead to significant savings, providing listeners with the tools they need to create a budget tailored to their goals. The conversation pivots around actionable steps that listeners can take today to improve their financial situations, covering fixed versus variable expenses and offering insights into smarter spending.Throughout this episode, we underscore the importance of having a proactive approach towards budgeting—not just to save but to position oneself for greater financial confidence and independence. Whether you're saving for a home deposit or planning for your future, budgeting is an essential skill that empowers you to control your financial destiny. Tune in for valuable tips, and discover how to put your budget to work for you. Don’t forget to subscribe, share your thoughts, and reach out for our budget templates to kickstart your journey!Send us a text Support the showBuy your first home in NZ Weekly Webinars You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are! Join Here - https://bit.ly/4m9SL72

Ver todos los episodios