In Episode 540 of Tampa Home Talk, Katrina Madewell is joined by Sarah Crickey Neher from The Mortgage Firm to uncover some of the biggest opportunities for Florida homebuyers right now. Learn how to unlock up to 5% in down payment assistance through Florida’s Hometown Heroes Program, why USDA loans may be easier to qualify for than you think (especially with a simple energy audit), and what first-time buyers need to know about compensating factors and timing their appraisals. 🎯 Whether you're a first-time buyer, seasoned investor, or real estate agent trying to stay ahead of the market, this episode is full of actionable insights! ✔️ What’s changing with Florida home loans ✔️ How energy audits can help buyers qualify ✔️ The truth about waiting for lower interest rates ✔️ Why 90% of agents aren’t prepared for a balanced market ✔️ Studio Relaunch Party sneak peek – happening June 13th! 📲 Have questions or want to join the show? Visit TampaHomeTalk.com or call (813) 936-2302. #Tampa down payment assistance #Florida Hometown Heroes Program #USDA loan tips Florida #First-time homebuyer Florida 2025 #Mortgage expert Sarah Crickey Neher #Real estate podcast Tampa #Tampa home loans 2025 #Florida mortgage programs #Tampa real estate tips #How to qualify for USDA loans Florida #Florida down payment help #Tampa Home Talk podcast #Katrina Madewell

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