Mark Ferguson is a Senior Market Leader Mortgage Lender, Father, and guided by faith in God._____Timestamps:00:00 "Watching my children succeed personally, professionally, and spiritually."14:48 The Not So Hidden Art of Giving24:03 Just Let Them Fail28:30 The Recurring Fear of Failure37:45 Old People, Instant Gratification, and Counterproductivity50:34 Skull Games, Flags of Valor, and Missions Worth Fighting For01:18:12 Forgiveness, Closure, and Empowering OthersSummary:Core Values & PhilosophiesMark lives by the verse "I have no greater joy than to hear that my children are walking in the truth," emphasizing action over mere belief. He makes a thoughtful distinction between happiness (temporary feelings from achievements) and joy (deeper, lasting connections to meaningful experiences like watching his children succeed). Mark strongly values experiences over material possessions, often stating that while material things bring temporary satisfaction, experiences create memories that last a lifetime. His approach to life is built on discipline and intentional scheduling to ensure he's fully present in every interaction.Professional ApproachIn his work as a mortgage lender specializing in construction loans, Mark creates value through education, empathy and attentive listening rather than just offering competitive rates. He focuses on building meaningful relationships rather than completing transactions, particularly with construction loans that create ongoing partnerships. Mark differentiates himself in a commoditized industry by providing honest guidance and sometimes even directing clients elsewhere if it's in their best interest. Through careful scheduling and preparation, he ensures clients receive his undivided attention during their time together.Life WisdomMark's parenting philosophy centers on allowing his children to fail and learn from their mistakes, comparing it to baseball where "you can fail seven out of 10 times and be a Hall of Famer." He believes in surrounding yourself with successful people who challenge you to grow, while maintaining authentic individuality rather than imitating others. His journey has taught him the importance of forgiveness—both of others and himself—particularly through difficult life transitions. His approach to giving back through organizations like Flags of Valor and Skull Games demonstrates his commitment to creating positive impact._____3 John 1:4 (King James Version): “I have no greater joy than to hear that my children walk in truth.”Excerpts from this episode are or will be available on  @BeyondSubstratum611  Support Skull Games' mission to provide analytical and operational support to Law Enforcement Agencies to interdict sex predators: https://skullgames.org/donateSupport Flags of Valor: https://www.flagsofvalor.com________________Website: https://www.substratum611.comShop Substratum 611: https://shop.substratum611.comSocial Media Links: https://www.substratum611.com/social-media-linksThis video is for entertainment purposes only.The focus is gaining clarity over agreement on different perspectives of various topics, with an emphasis on Continuous Improvement over Delayed Perfection.The views and opinions expressed in this video are those of the individual speakers and do not necessarily represent the perspectives of Substratum 611, any affiliated third parties, or the personal/professional affiliations of the speakers.

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