In this episode, I'm joined by Josh Mitchell, a Wall Street Journal reporter and the author of the book The Debt Trap: How Student Loans Became a National Catastrophe to reflect on his observations in the higher education space and how the student crisis came to be. Listen in as Josh explains why the process of taking out a loan is more "opaque" than that of every other credit product and the disruptions that need to take place in order for the current system to change for the better — as well as the repercussions of these disruptions to the wider economy. In today's episode, you'll find out: How Josh was drawn to the student loan debt crisis Why student loans are unlike any other credit product Which is the bigger risk to the economy: the undergrad debt problem or the graduate school debt problem? What needs to change to mitigate the student debt crisis—and the consequences of these disruptions to the wider economy The future of lobbying for policy change in higher education Student loan reforms that would minimize or even eradicate inequality   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

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