Back from Greece (Kieran) and Colombia (Josh), we map out a clear 12-month plan for men rebuilding after separation or a financial hit. Today’s four pillars: housing & living decisions, debt strategy beyond triage, building a safety buffer, and rebooting superannuation. It’s practical, direct, and designed for real life — no fluff.What you’ll learnHow to choose short-term living arrangements (house share, granny flat, family stay) to cut costs while you stabilise.Debt tactics that actually stick: avalanche vs snowball, when consolidation helps, and where to aim windfalls.A simple path to a starter emergency fund so you stop leaning on credit.A superannuation reboot: check beneficiaries (binding vs non-binding), find/consolidate lost super in myGov, understand carry-forward concessional contributions, and when hardship access might apply.Mindset cues for 12 months of compliance: automate savings, avoid weak-spots, buy for utility.

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