New York City Public School and the United Federation of Teachers have a tentative contract agreement.  Learn about the  bonuses, percentages,  and dates. This episode will help you intentional plan what to do with your 1 year retro, $3000 ratification bonus, and annual bonus.Contract 2023:  Pay Increases url: https://www.uft.org/your-rights/contracts/contract-2023/contract-2023-pay-increasesFor more on the 30/40/30 Rule listen to Episode 116: What to do with a cash windfall? 30/40/30 Rule30%- Past (debt and loans) 40% - Present- (current needs and wants Emergency Funds) 30% - Future (large purchases, down payment for homes and cars, and retirement)Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

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