00:00 Introduction and Greetings
01:26 First Viewer Question: One-Time Points Scenario
10:07 Credit Card Marketing: Best and Worst Stories
26:15 Scenario: Only Two Credit Cards Allowed
40:43 Understanding Marketing in the Credit Card Community
42:10 American Express and Capital One Authorized User Fees
44:10 The True Cost of Free Travel
46:46 Rejecting the $75,000 Spend Requirement
50:30 Designing the Ultimate Credit Card
01:02:25 New American Express Marriott Business Cards
01:18:21 Critique of the Bevy and Brilliant Cards
01:19:33 Priority Pass and Global Entry Benefits
01:20:04 Annual Fees and Card Comparisons
01:21:27 Speculations on Future Card Changes
01:22:55 Marriott's Marketing Strategies
01:28:47 Ideal Marriott Bonvoy Redesign
01:34:11 Improving Marriott's Customer Service
01:51:18 Final Thoughts and Credit Card Advice
02:00:17 Membership Highlights and Conclusion
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