Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards
 
Back to Basics of the Week |  When is the best time to get a new card and what do you do once you get the card?
 
Viewer questions
What preparations do you make for a long domestic/international trip in case of emergencies? - K1d_Cat37
Since AS-HA transfer is live and everyone is moving HA miles to AS, at what point does AS need to make a devaluation (especially considering MR > HA > AS). It seems the more valuable, lower supply AS is about to be overrun by lower valued, easily acquired HA.- AP
Dugroz had a live show a few weeks ago where he noted his top 5 overrated cards. I would like to hear what are your top 3 overrated cards each. - AP
There has recently been a sharp increase in the number of videos addressing “Premium/luxury” cards. What are your views on holding multiple luxury cards? Are you only looking are tangible credits and value or do intangibles play a role in your decision making process. (ie lounge experience, possible upgrades from status, etc) - K1d_Cat37

 
News Round-Up
Amex quietly removed the Cash Magnet, the Everyday and the Everyday Preferred from their site. 
Why is no one talking about the Chase transfer bonus to Marriott?

 
Topics
MattQuarter 4 starts tomorrow; do we think anything major will happen (Citi and Wells drop their big travel cards, more AmEx refreshes, What is Cap1 cooking?)


KeyWhat have we learned about waiting for cards/having them no longer taking sign up bonuses by the time we want them”


TariqHow do you manage the annual fees on your cards, and do you have any ways to subsidize those fees (cash back cards, programs, etc.)?


RJWhat is your favorite credit card? Not the best, not the most useful but your favorite.

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