Episode Title: Understanding Commercial Leases (with OscarValdez)Guest: Oscar Valdez, Commercial Real Estate Agent, KWCommercialHost: Alex DopazoLength: ~8 minutes Episode SummaryIn this episode of Small Business Coffee Break, Alex sitsdown with Oscar Valdez, a rockstar real estate agent with KW Commercial, to unpack the different types of commercial leases and the hidden costs that can surprise tenants mid-lease. From gross leases to triple nets (NNN) and everything in between, Oscar shares practical advice for small business owners who want to protect their cash flow and avoid unexpected expenses like tax reassessments and CAM (Common Area Maintenance) increases. If you’re considering signing or renewing a commercial lease, this is the conversation you don’t wantto miss. Key TakeawaysThe three main types of commercial leases: Gross, ModifiedGross, and Net (NNN).What CAM (Common Area Maintenance) actually covers.Why property tax reassessments can cause rent spikes after a building sale.The one thing every tenant should ask about before signing alease.How to read and review the operating budget in a net lease. Timestamps00:00 - Introduction: Working on your business, not just in it00:40 - Alex introduces guest Oscar Valdez, KW Commercial01:05 - What should tenants look for before signing acommercial lease?01:45 - Oscar breaks down the three types of leases (Gross,Modified Gross, Net)02:30 - Understanding CAM (Common Area Maintenance)03:15 - Why real estate tax increases can catch tenants offguard04:10 - How a building sale or reassessment impacts yourrent05:00 - Real-world example: How one tenant ended up paying double06:00 - How insurance changes can affect CAM costs07:10 - Oscar’s top advice for tenants before signing a lease07:45 - Closing thoughts and how to contact Oscar Guest InformationOscar ValdezCommercial Real Estate Agent, KW CommercialConnect with Dopazo InsuranceLearn more about how we help small businesses make smarterinsurance decisions:Website: www.dopazoinsurance.comSubscribe to Small Business Coffee Break on YouTubeLeave a comment or question for our next episode

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