I’m excited to begin a new year and a new season with you! While we were on the holiday break, STC hit a huge milestone of 1.2 million downloads, which is unbelievable to me. I’m so grateful for the success of STC and being able to offer this resource. Today’s show focuses on one of my favorite topics, which is personal finance. Investing can be overwhelming and very confusing. Join us to learn how anyone can approach investing with knowledge and confidence.Our Featured Guest:Andy GuptaAndy Gupta and I have become good friends over the past couple of months. He is a kind and genuine person who worked for 20 years on Wall Street. He is a graduate of Harvard Business School who understands the ins and outs of investing, and he wants to make investing more approachable for average people. Andy has a particular passion to help women understand investing, and he looks to use his wealth in ways that help others.Andy’s 30-day investing course: Anyone Can Invest NowAndy's Facebook Group: https://www.facebook.com/groups/418356686326993Andy's LinkedIn: http://linkedin.com/in/andy-guptaYou’ll Learn:● Andy’s background of growing up in a family without wealth in Mumbai, India, and then going to college in the US while holding multiple jobs to make ends meet● Why Andy feels that his mission is to help others with investing so they can achieve financial security and freedom● Why Andy’s definition of financial freedom revolves around increased time spent with his family, creating a financial safety net for them, and making a positive impact on others● Three mistakes that the average investor makes:○ Trying to “time” the market■ “This is a fool’s errand. The difference in trying to time the market vs. staying in for the long haul is astronomical.”○ Believing that cash in the bank is safe■ You are guaranteed to lose money every year because of inflation.○ Taking on too much risk by overexposing themselves in one area■ It's best to mix asset classes to reduce your risk and potentially increase your return for the level of risk● Andy’s tips for investing smartly:○ Have a cash reserve on hand.○ Diversity by investing in asset classes that don’t “move together.”Today's Podcast Sponsor: WellerzWellerz is an innovative idea that addresses two big problems that therapists have when it comes to office space. First, if you own office space, being able to rent it out for hours you're not using it in order to supplement our therapy income. Second, if you're looking for office space, being able to rent it by the hour vs. a chunk of time like .5 day of full-day, which may not make sense and/or is cost-prohibitive (e.g., if you're just starting out in private practice). Wellerz addresses both through an easy-to-navigate website where therapists can list their office space, easily screen clinicians who would be using it, and get paid. Listing is office space is free + Wellerz only makes money if an office space is booked. And if you're a clinician looking for office space, Wellerz makes it easy to find + rent office space by the hour.To learn more + get a 1-hour free credit to book anywhere (for STC fans only), please check out

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