Hold the phone, do not just cash in your Social Security benefit when you reach age 62 without sitting down with a professional financial advisor.
If you are approaching retirement age, the urge to instantly take your Social Security benefit at age 62, without a single thought more, is not a wise decision. In fact, not researching your options can land you in the poor house during the years you have left. While applying for a Social Security benefit as early as age 62 might be a wise decision for some, it most likely is not a good choice for most. In every scenario it at least pays to take a few minutes with a professional financial advisor who can help you do the math



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