In this episode, Billy unpacks a series of IRL cheatcodes that challenge how we think about money, time, branding, learning, and self-awareness.From the idea that every peso you spend is traded for hours of your life, to how systems—not motivation—lead to lasting habits, the conversation goes deep into the psychology of consumption, luxury, and personal identity. Pinag-usapan din ang branding—both sa products and sarili—and how comparison culture messes with self-growth.If you're the type who's figuring life out one decision at a time, this episode is a field guide to doing it with intention, wit, and just enough rebellion to stay real.Follow us on IG @rule20_podcast

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