Michael Padilla with MP Financial Literacy Services. Michael helps people who are struggling with credit challenges to get back on track through financial literacy and education. He gives them an opportunity to have a second chance at getting what they want in life. 


Michael has been an entrepreneur for over 18 years and loves to impact the lives of others, spend time with his family, and travel. He's been married to his wife for three years after having been a single father for seven; he now has a beautiful 11-year-old, going on 30, daughter. 


His mission is to help as many people as he can to find joy and fulfillment in their lives. And his philosophy is, "Success is Failure Upside Down".

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