igna is reminding advisers this week about its pendulum commission model – also known as the swing system - and how it can be used to improve cash flow and possibly reduce this year's tax bill.The remuneration model, first launched by the firm in March, allows advisers to swap a large upfront payment for a smaller monthly income – something that could help avoid troublesome clawbacks.The firm's David Haak, General manager – Distribution, says: its Pendulum model is one of the most reliable ways to build a long-term resilient business.Cigna has made its multi-benefit discount, first announced in September 2020, a permanent fixture.The discount on its Assurance Extra policy will now provide a 5% discount to customers taking Life Cover with one other qualifying cover and a 7% discount to those taking Life Cover with two other qualifying covers.The change came in on Monday 18 October.Partners Life has made its first in-house recruitment for appointed actuarial services, bringing in Appointed Actuary (AA) Kate Dron (pictured). She will join the firm’s executive team on 9 November.Dron’s most recent role was as AA for the Suncorp Group and she previously served as Consulting Actuary in a financial and actuarial services business.Strategi is offering a warrant of fitness service to advice business owners that includes a review of FAP policies, processes, controls, and advice documents.The company says it’s a way of identifying what business owners are doing well and what could be improved.Prices start from $2,800 plus GST.Signing up new clients is the top priority for advisers who are focused on the future of their business according to the results of our latest poll.And right behind that is higher client retention followed by reducing the cost of doing business.Our poll closes on Tuesday 26 October, so there's still time to cast your vote at riskinfoNZ co nzHealth insurer nib is offering complementary Mental Health cover valued at $2,500 for eligible members.The option is available to members who are covered under a new nib Ultimate Health or Ultimate Health Max policy purchased from 1 October 2021 and provides up to $2,500 of consultations annually with a registered psychologist or psychiatrist on referral from a GP.A report from AIA NZ has uncovered the five risk factors that lead to the five most common preventable diseases which account for more than 90% of deaths in New Zealand.It says the five risk factors of physical inactivity, poor nutrition, smoking, excess alcohol and environment interaction, contribute to five common non-communicable diseases:CancerDiabetesRespiratory diseaseHeart diseasePoor mental healthNick Stanhope, AIA NZ Chief Executive, says the case for focusing on health promotion and preventing non-communicable diseases is stronger than ever.Asteron Life is giving new customers $50 cash for every $500 they pay in annual premiums in a promotion that will run until 17 December 2021 in conjunction with gift company PrezzyCard. The top cash limit is $5,000.Graham Hill of Asteron Life says the firm wants to give advisers support as they put offers together for their clients. Hosted on Acast. See acast.com/privacy for more information.

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