It's No Longer Your Parents' Or Grandparents' RetirementAre you making the mistake of planning for the retirement using a rear view mirror?Most people don't know what they don't know about retirement.  The old rules no longer apply.  Longer lifespans, rising costs, market volatility, healthcare expenses, and tax inefficiencies have created a new set of challenges - ones that previous generations could afford to ignore, but today's retirees can't.Whether you are five years from retirement or already retired, this book will help you understand what's at stake, avoid major pitfalls, and find the right advisor to guide you.Joseph Falbo Jr., CFP®, a financial advisor with over 30 years of experience, reveals how to find a trustworthy, empathetic advisor who prioritizes planning over products - in other words, a fully Functional Retirement Advisor (FRA).Inside, you'll discover how to:AVOID the biggest financial missteps that derail retirement. (Many people don't realize the risks until it's too late.)UNDERSTAND the one investing discipline every legitimate FRA practices. (Hint: It's not picking stocks)DEFINE your retirement vision - so you can tie your money to the the life you want to live.CALCULATE your retirement number - so you know exactly what it take to retire comfortably and stay retired.ASK the one financial advisor question almost no one every thinks to ask - but absolutely should.  (This could change everything.)BLOCK OUT the constant financial media noise designed to trigger fear and panic - so you make smart decisions based on strategy, not headlines. Through relevant teachings, personal anecdotes, powerful analogies, and real-life stories, "Retirement Success: Hiring Your Functional Retirement Advisor"  is the ultimate guide fo those approaching or already in a 21st century retirement.Because hope is not a strategy - and the right advisor can make all the difference. 

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