Listen "The Missing Variable in Your Retirement Plan"
Episode Synopsis
Meet John. He had a pension, a traditional 401(k), a few IRAs, and Social Security coming in. By all conventional measures, he was doing just fine. But when we asked him how confident he felt in his retirement plan—on a scale from 0 to 100—he didn’t even pause. “Forty-five,” he said. “I’ve got the pieces. I just don’t know if they work together.” This wasn’t fear. This was something more unnerving: uncertainty in the face of a life that was supposed to feel settled. John is a retired engineer from Pennsylvania. Spent 37 years with the same company. Drove the same car for over two decades. Took every 401(k) deduction he could. He’s the kind of guy you want building your bridges and balancing your books. And yet, after a lifetime of building systems—actual systems—he found himself stumped by retirement. “I spent my life solving complex problems,” he said, “but this feels more confusing than anything I ever built.” [Privacy Notice: To protect the privacy of the individuals we speak with, names and certain identifying details have been changed, and while the stories are based on real conversations, personal information has been altered to maintain confidentiality.]
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