If you have kids or grandkids, you may be wondering how they fit into your retirement plan. What do you need to consider when it comes to your family? If you have kids later in life you may be facing college expenses as you get close to retirement. College is expensive, so you'll want to consider your options and discuss the best strategy with your child. A lot of kids are coming out of school without strong job prospects, you may have to consider supporting them longer than you thought. You have to have this budgeted into your overall retirement plan and be prepared to cut them off financially if necessary. On today's episode, we'll discuss 5 ways children and grandchildren factor into the retirement plan and what you need to contemplate while you plan.   What we discuss:  1:02 – College expenses 6:23 – Trouble in the job market 9:24 – Changes with grandkids 12:13 – Special needs 15:56 – Generational wealth   Contact: If you have any questions, call 215-513-4330 or visit https://www.kempharvest.com/

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