In this episode of the Retirement IQ Podcast, retirement wealth coach John Stregger takes a closer look at one of Canada’s most important retirement benefits, Old Age Security (OAS). Building on last week’s discussion about the Canada Pension Plan (CPP), John explains how OAS works, who qualifies, and how to make the most of this lifetime benefit.Learn why OAS is a taxable benefit starting at age 65, how your income affects what you receive, and what happens if you cross the OAS clawback threshold. John shares smart strategies to reduce or avoid the clawback, including deferring OAS, income splitting, and timing your RRSP withdrawals to manage your taxable income.With practical examples and clear insights, this episode helps you understand how OAS fits into your overall retirement income strategy—and how careful planning today can help you maximize your income tomorrow.

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