As independent advisors, it's important we develop an inclusive and diverse environment for our clients and employees. On today's episode, we speak with Sandra Cho, the founder and CEO of Pointwealth Capital Management. Sandra knew she wanted to help people from all walks of life, to give them the skills to ensure their families were taken care of. We will be discussing her journey as an independent advisor, what we can learn from facing adversity, and how we can be part of a more diverse and inclusive future for all in the financial industry.    More about our guest: https://www.pointwealthcm.com/about-us/sandra-cho/   Key Points:  1:54 – Introducing Sandra Cho 2:40 – Why did she go into financial services? 6:51 – What led her to go independent? 10:06 – Integrating another advisor 12:07 – Why is her business growing? 14:00 – Cultural shifts and employees 18:55 – Diversity and inclusion 24:56 – How can we be part of the solution? 28:41 – Empowering women advisors and clients

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