26: Tax-Efficient Investing for High Earners: Pension Strategies, Investment Bonds & VCTs Explained

01/07/2025 32 min Episodio 26

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Episode Synopsis

Are you earning over £100,000 and wondering how to make your money work smarter, not harder? In this episode of Retire Well, Matthew and Joe break down the most effective tax-efficient investment strategies for high earners in the UK. From pension contributions and salary sacrifice to investment bonds, VCTs, EIS, and more — this is your essential guide to keeping more of what you earn.🔍 Topics Covered:Pension traps for high earnersSalary sacrifice and national insurance savingsInvestment bonds (onshore vs offshore)Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EIS)Carry forward rules and tapered annual allowanceFamily financial planning and spousal contributions💬 Got questions or jargon you’d like explained? Drop a comment and we’ll cover it in a future episode!--TALK TO USCall us: 0191 384 1008Email us: [email protected]: www.wealthofadvice.co.uk--SUBSCRIBE TO OUR NEWSLETTERhttps://www.wealthofadvice.co.uk/newsletter-sign-up---Wealth of Advice are authorised and regulated by the Financial Conduct Authority, reference number 563909. Past performance is no guide to future returns. Your investments can go down as well as up, so you may get back less than you originally invested. This video is for educational purposes only and is not personal financial advice.

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