Listen "October 2022 is the last month for 9.62% I Bonds"
Episode Synopsis
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for I Bonds Special 2022.
Summary:
The interest rate for US Series I Savings Bonds will reset in November 2022
According to Treasury guidance October 28 is the last day to ensure you get the 9.62% rate for October.
In this episode, Jeremy Keil talks about I Bonds. He discusses when the current interest rate will reset, when it will be too late to buy I Bonds at 9.62%, and when we can project the inflation interest rate for November 2022. Jeremy also shares a few resources for everything you need to know about I bonds before their interest rate resets.
Jeremy discusses:
When 2022’s I Savings Bonds interest rate resets in November
Why October 31, 2022, is too late to get the current interest rate
Some resources to help you know everything you need to about I Bonds before the rate resets
When we can project what November’s interest rate will be
And more
October 2022 is the last month for 9.62% I bonds
How to Lock In The Current Interest Rate
October 2022 is the last month that you can buy I Bonds at the current 9.62% interest rate.
Come November, the interest will have a new rate.
If you’re going to purchase US Series I Savings Bonds, you most likely want to buy them in October to lock in the current interest rate.
But read below because October 31 is too late!
Interest Rate Reset
The interest rate for I bonds will reset in November. This means buying I Bonds on or after October 31st, 2022 will result in losing the opportunity to earn interest at 9.62% for the first 6 months.
We will be able to project what the November interest rate will be, come the next CPI inflation reading on October 13th. For that update, come back to Retirement Revealed on or after October 13th.
Learning About I Bonds
If you’re interested in I Bonds, we have an article called Buying I Bonds that goes through all the different things you need to know about I Bonds.
You can also check out episode #55 – U.S. Series I Savings Bonds Simplified featuring David Enna, where we explain the basics of I Bonds and why now is a great time to buy them.
___________________________________________________________________________
To learn more about US Series I Savings Bonds, check out the resources below!
If you have any questions, feel free to contact us using the contact information provided below!
Resources:
Buy I Savings Bonds in February 2023
#55 – U.S. Series I Savings Bonds Simplified featuring David Enna
Treasury Direct: Series I Savings Bonds
Free Retirement Planning Video Course: 5stepretirementplan.com
3 Things You Should Know Before Choosing A Financial Advisor
7 Questions That Could Make or Break Your Retirement
Subscribe to Retirement Revealed on Google Podcasts
Subscribe to Retirement Revealed on Apple Podcasts
Connect With Jeremy Keil:
[email protected]
(262) 333-8353
Keil Financial Partners
LinkedIn: Jeremy Keil
Facebook: Jeremy Keil
LinkedIn: Keil Financial Partners
Book a call with Jeremy
===
Disclosures
Videos/Podcasts/Blogs (media) published prior to June 30, 2025, were recorded and approved while the advisor was affiliated with Thrivent Advisor Network. These media reflect the advisor’s views and interpretations at that time. The information and disclosures contained in those media were believed to be accurate and complete as of the date of recording, but may not reflect current market conditions or Alongside, LLC, policies.
All content is provided for educational purposes only and does not constitute personalized investment advice. Read below for current disclosures and potential conflicts of interest.
This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy.
The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past Performance is no guarantee of future results.
Legal & Tax Disclosure
Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations.
Advisor Disclosures
Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC.
Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A.
The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only.
For important disclosures visit: https://keilfp.com/disclosures/
===
Summary:
The interest rate for US Series I Savings Bonds will reset in November 2022
According to Treasury guidance October 28 is the last day to ensure you get the 9.62% rate for October.
In this episode, Jeremy Keil talks about I Bonds. He discusses when the current interest rate will reset, when it will be too late to buy I Bonds at 9.62%, and when we can project the inflation interest rate for November 2022. Jeremy also shares a few resources for everything you need to know about I bonds before their interest rate resets.
Jeremy discusses:
When 2022’s I Savings Bonds interest rate resets in November
Why October 31, 2022, is too late to get the current interest rate
Some resources to help you know everything you need to about I Bonds before the rate resets
When we can project what November’s interest rate will be
And more
October 2022 is the last month for 9.62% I bonds
How to Lock In The Current Interest Rate
October 2022 is the last month that you can buy I Bonds at the current 9.62% interest rate.
Come November, the interest will have a new rate.
If you’re going to purchase US Series I Savings Bonds, you most likely want to buy them in October to lock in the current interest rate.
But read below because October 31 is too late!
Interest Rate Reset
The interest rate for I bonds will reset in November. This means buying I Bonds on or after October 31st, 2022 will result in losing the opportunity to earn interest at 9.62% for the first 6 months.
We will be able to project what the November interest rate will be, come the next CPI inflation reading on October 13th. For that update, come back to Retirement Revealed on or after October 13th.
Learning About I Bonds
If you’re interested in I Bonds, we have an article called Buying I Bonds that goes through all the different things you need to know about I Bonds.
You can also check out episode #55 – U.S. Series I Savings Bonds Simplified featuring David Enna, where we explain the basics of I Bonds and why now is a great time to buy them.
___________________________________________________________________________
To learn more about US Series I Savings Bonds, check out the resources below!
If you have any questions, feel free to contact us using the contact information provided below!
Resources:
Buy I Savings Bonds in February 2023
#55 – U.S. Series I Savings Bonds Simplified featuring David Enna
Treasury Direct: Series I Savings Bonds
Free Retirement Planning Video Course: 5stepretirementplan.com
3 Things You Should Know Before Choosing A Financial Advisor
7 Questions That Could Make or Break Your Retirement
Subscribe to Retirement Revealed on Google Podcasts
Subscribe to Retirement Revealed on Apple Podcasts
Connect With Jeremy Keil:
[email protected]
(262) 333-8353
Keil Financial Partners
LinkedIn: Jeremy Keil
Facebook: Jeremy Keil
LinkedIn: Keil Financial Partners
Book a call with Jeremy
===
Disclosures
Videos/Podcasts/Blogs (media) published prior to June 30, 2025, were recorded and approved while the advisor was affiliated with Thrivent Advisor Network. These media reflect the advisor’s views and interpretations at that time. The information and disclosures contained in those media were believed to be accurate and complete as of the date of recording, but may not reflect current market conditions or Alongside, LLC, policies.
All content is provided for educational purposes only and does not constitute personalized investment advice. Read below for current disclosures and potential conflicts of interest.
This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy.
The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past Performance is no guarantee of future results.
Legal & Tax Disclosure
Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations.
Advisor Disclosures
Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC.
Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A.
The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only.
For important disclosures visit: https://keilfp.com/disclosures/
===
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