Join Steve and Derrick for this eye-opening episode as they dissect the traditional 4% rule for retirement spending. The landscape has changed, and the rule has evolved. Learn why withdrawing 4% in the first year may no longer be sufficient and why aiming for around 4.7% might be the sweet spot. The hosts delve into the risks associated with deviating from this rule – taking too much may jeopardize your financial longevity, while taking too little may leave money on the table. Discover a robust retirement strategy that goes beyond income, incorporating growth, tax planning, and legacy considerations. Steve and Derrick emphasize the importance of having a comprehensive plan that addresses potential market losses, unexpected healthcare costs, and the need for emergency funds. They share insights gained from 34 years of experience in helping people navigate the complexities of retirement planning. Take control of your retirement and call Steve today for your complimentary Income Review! See omnystudio.com/listener for privacy information.

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