👉Get started on your estate plan—watch our, on-demand workshop:  https://www.daytonestateplanninglaw.com/what-we-do-and-how-we-help-webinar/ Todd Nerlinger of Union Savings Bank breaks down today’s mortgage market—interest rates, loan options like blanket, bridge, and asset dissipation loans—and guides first-time buyers through the process.=======================TakeawaysThe mortgage market is currently tight with low inventory.Interest rates are volatile and influenced by various factors.Most borrowers prefer fixed-rate mortgages over variable rates.Buying down interest rates can be beneficial but requires careful consideration.Credit history is as important as credit scores in mortgage approval.Debt-to-income ratio is a critical factor in loan qualification.First-time homebuyers should seek pre-approval early in the process.Researching mortgage professionals is essential for finding the right fit.Specialty loan products can provide unique solutions for buyers.Asset dissipation loans can help retirees qualify for mortgages without high income.Resources:Gudorf Law GroupThe Ohio Estate Planning Guide - Free BookGudorf Law: What We Do and How We Help WebinarDon't Go Broke in Nursing Home WorkshopWhen a Loved One Dies: A Legal Guide - Free BookSubscribe on YouTube

Ver todos los episodios