This episode dives into the latest wave of UK mortgage regulation changes, from tweaks to loan-to-income ratios and lender exemptions, to new flexibility in mortgage advice and remortgaging rules. The team unpacks the FCA’s recent discussion paper, including proposals for long-term and interest-only mortgages, affordability assessments and lending options for later life. Whether you’re a lender, borrower or just curious about how the rules are shifting, tune in for a clear breakdown of what’s changing and what it could mean for the future of getting a mortgage.

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